If you have any questions about any of the plans,
please feel free to call us at (914) 948-2110.

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Oxford - Freedom (HSA)  - option #6 - Click here for the detailed plan summary.
This policy is an HSA (Health Saving Account) with no out of network coverage, no referrals needed. There is a $2,850 (single) and a $5,700 (family) in-network deductible with a 100% coinsurance. Primary office visits, specialist office visits, in-patient hospital, & emergency room visits are all covered 100% after meeting the deductible. There is a 10/25/50 prescription drug card that is subject to the deductible.
 

Monthly

Monthly

Quarterly
Small Group

Sole Proprietor

Sole Proprietor
Employee $287.73

$330.14

$990.42
Employee + Spouse $627.00

$720.30

$2,160.90
Employee + Child(ren) $528.05

$606.51

$1,819.53
Family $881.47

$1,012.94

$3,038.82
Plan Selection

Plan Selection

Plan Selection
Instructions

Instructions

Instructions
Application

Application

Application
Student Verification Form

Oxford - Freedom Metro (EPO) Option #: 10  Click here for the detailed plan summary.
This policy is an EPO (Exclusive Provider Organization) with no out of network coverage, no referrals needed. There is $25 primary & a $50 specialist office visit co-pay. The In-patient hospital has a $300 co-pay per day 5 days maximum per calendar year. There's a 15/30/60 prescription drug card with a $100 deductible and a $3,000 maximum.
 

Monthly

 Monthly Quarterly

Small Group

Sole Proprietor

Sole Proprietor
Employee

$423.60

 N/A N/A
Employee + Spouse

$931.92

 N/A N/A
Employee + Child(ren)

$783.66

 N/A N/A
Family

$1,313.16

 N/A N/A

Plan Selection

Instructions

Application

Student Verification Form

Oxford - Freedom Metro (POSc)  Option #:8 - Click here for the detailed plan summary.
This policy is a POS (Point of Service) cost share plan (it has in & out of network deductibles). With in & out of network coverage, & no referrals needed. There is an In-network deductible $1,000 (single) & $2,000 (family) with a 100% co-insurance. There is a $25 primary & $40 specialist office visit co-pay. With the in-patient hospital you must meet the deductible & co-insurance. The plan has $100 emergency room co-pay and the prescription drug card is 15/30/60 with a $100 deductible and a $3,000 maximum.
 

Monthly

 Monthly Quarterly

Small Group

Sole Proprietor

Sole Proprietor
Employee

$466.71

 N/A N/A
Employee + Spouse

$1026.76

 N/A N/A
Employee + Child(ren)

$863.42

 N/A N/A
Family

$1,474.80

 N/A N/A

Plan Selection

Instructions

Application

Student Verification Form

Oxford - Freedom Metro (EPO) Option #:9   Click here for the detailed plan summary.
This plan is an EPO (Exclusive Provider Organization) with no out of network coverage, & no referrals needed. There is a $20 primary & a $40 specialist office visit co-pay. The Hospital co-pay is a $200 with a $75 emergency room co-pay and the prescription drug card is 10/25/50 with a $100 deductible.
 

Monthly

 Monthly Quarterly

Small Group

Sole Proprietor

Sole Proprietor
Employee

$486.83

 N/A N/A
Employee + Spouse

$1071.03

 N/A N/A
Employee + Child(ren)

$900.64

 N/A N/A
Family

$1,509.17

 N/A N/A

Plan Selection

Instructions

Application
Student Verification Form

Oxford - Liberty (EPO) Option #4 - Click here for the detailed plan summary.
This policy is an EPO (Exclusive Provider Organization) with no out of network coverage, no referrals needed. There is a $25 primary & a $50 specialist office visit co-pay. The In-patient hospital is a $300 co-pay per day 5 days max per calendar year. There's a 10/25/50 prescription drug card with a $50 deductible.
 

Monthly

 Monthly Quarterly

Small Group

Sole Proprietor

Sole Proprietor
Employee

$425.08

 $488.09 $1,464.27
Employee + Spouse

$929.18

 $1,067.81 $3,203.43
Employee + Child(ren)

$782.16

 $898.73 $2,696.19
Family

$1,307.26

 $1,502.60 $4,507.80
 

Plan Selection

Plan Selection

Plan Selection
 

Instructions

Instructions

Instructions
 

Application

Application

Application
  Student Verification Form

Oxford - Liberty Direct (POSc) Plan #7 - Click here for the detailed plan summary.

This policy is a POS (Point of Service) cost share plan (with in & out of network deductibles). The plan has in & out of network coverage, & no referrals needed. There is an in-network deductible $500 (single) & $1,000 (family) with a 90% co-insurance. A primary & specialist office visits, in-patient hospital stays & emergency room visits are all covered at 90% after deductible for in-network doctors. The prescription drug card is 15/30/60 with a $100 deductible and a $3,000 maximum.
 

Monthly

 Monthly Quarterly

Small Group

Sole Proprietor

Sole Proprietor
Employee

$432.06

$496.12 $1,488.36
Employee + Spouse

$944.53

$1,085.46 $3,256.38
Employee + Child(ren)

$795.06

$913.57 $2,740.71
Family

$1,328.89

$1,527.47 $4,582.41
 

Plan Selection

Plan Selection

Plan Selection
 

Instructions

Instructions

Instructions
 

Application

Application

Application
  Student Verification Form

Oxford - Freedom Metro (EPO) Plan #8 - Click here for the detailed plan summary.

This policy is an EPO (Exclusive Provider Organization) with no out of network coverage, & no referrals needed. This plan has a $25 primary & a $50 specialist office visit co-pay. The Hospital co-pay is a $300 co-pay per day up to 5 days max per calendar year with a $75 emergency room co-pay. The prescription drug card is 10/25/50 with a $100 deductible.
 

Monthly

 Monthly Quarterly

Small Group

Sole Proprietor

Sole Proprietor
Employee

$447.37

 $513.73 $1,541.19
Employee + Spouse

$978.22

$1,124.20 $3,372.60
Employee + Child(ren)

$823.39

$946.15 $2,838.45
Family

$1,376.35

$1,582.05 $4,746.15
 

Plan Selection

Plan Selection

Plan Selection
 

Instructions

Instructions

Instructions
 

Application

Application

Application
  Student Verification Form

Oxford - Freedom (POS) Plan #5 - Click here for the detailed plan summary.

This policy is a POS (Point of Service) plan with in & out of network coverage & no referrals needed. There is an out of network deductible of $3,000 (single) & $9,000 (family) with a 70% co-insurance. This plan has a $30 primary & $50 specialist office visit co-pay. In-patient hospital is $500 per admission, emergency room visits are a $150 co-pay. The prescription drug card is 15/30/60 with a $100 deductible and a $3,000 maximum.
 

Monthly

 Monthly Quarterly

Small Group

Sole Proprietor

Sole Proprietor
Employee

$498.06

$572.02 $1,716.06
Employee + Spouse

$1,089.73

$1,252.44 $3,757.32
Employee + Child(ren)

$917.17

 $1,054.00 $3,162.00
Family

$1,533.49 

$1,762.76 $5,288.28
 

Plan Selection

Plan Selection

Plan Selection
 

Instructions

Instructions

Instructions
 

Application

Application

Application
  Student Verification Form

Oxford - Freedom Direct (POS)   Plan #3 - Click here for the detailed plan summary.

This policy is a POS (Point of Service) plan with in & out of network coverage, & no referrals needed. There is an in-network deductible of $500 (single) & $1,000 (family) with a 90% co-insurance. This plan has a $15 primary & $25 specialist office visit co-pay. With the in-patient hospital you must meet the deductible & coinsurance and the emergency room co-pay is $100. The prescription drug card is 10/25/50 with a $50 deductible.
 

Monthly

 Monthly Quarterly

Small Group

Sole Proprietor

Sole Proprietor
Employee

$556.23

$638.91 $1,916.73
Employee + Spouse

$1,217.70

$1,399.61 $4,198.83
Employee + Child(ren)

$1,024.77

$1,177.74 $3,533.22
Family

$1,713.82

$1,970.14 $5,910.42
 

Plan Selection

Plan Selection

Plan Selection
 

Instructions

Instructions

Instructions
 

Application

Application

Application
 

Student Verification Form

Oxford - Freedom (POS)  Plan #2 - Click here for the detailed plan summary.

This policy is a POS (Point of Service) plan with in & out of network coverage, & referrals are required. There is an out of network deductible of $1,000 (single) & $3,000 (family) with a 70% co-insurance. There is a $25 primary & $40 specialist office visit co-pay. The in-patient hospital is a $250 per day ($1,250 calendar year max), emergency room visits are a $75 co-pay. The prescription drug card is 10/25/50 with a $50 deductible.
 

Monthly

 Monthly Quarterly

Small Group

Sole Proprietor

Sole Proprietor
Employee

$560.66

$644.01 $1,932.03
Employee + Spouse

$1,227.46 

$1,410.83 $4,232.49
Employee + Child(ren)

$1,032.97

$1,187.17 $3,561.51
Family

$1,727.55

$1,985.93 $5,957.79

Plan Selection

Plan Selection

Plan Selection

Instructions

Instructions

Instructions

Application

Application

Application

Student Verification Form

Oxford - Freedom (POS)  Plan #1 - Click here for the detailed plan summary.

This policy is a POS (Point of Service) plan with in & out of network coverage, & referrals are required. There is an out of network deductible of $1,000 (single) & $3,000 (family) with a 70% co-insurance. The plan has a $15 primary & $25 specialist office visit co-pay. The in-patient hospital co-pay is $100 & emergency room visits are a $75 co-pay. The prescription drug card is 10/25/50 with a $50 deductible.
 

Monthly

 Monthly Quarterly

Small Group

Sole Proprietor

Sole Proprietor
Employee

$608.05

$698.51 $2,095.53 
Employee + Spouse

$1,331.72

$1,530.73  $4,592.19 
Employee + Child(ren)

$1,120.65

$1,288.00 $3,864.00 
Family

$1,874.45

$2,154.87 $6,464.61

Plan Selection

Plan Selection

Plan Selection

Instructions

Instructions

Instructions

Application

Application

Application
Student Verification Form